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Credit Investments

By applying the Fund’s structural advantages – long horizon, certainty of assets and scale – and our developed sources of unique insights, we can identify opportunities that other market participants overlook or miss.

Holdings

Capital Solutions
European Credit
Real Assets Credit
APAC Credit

Affirm

Location: San Francisco, California, United States
Total investments: US$1.2 billion
Date of investment: March 2019

Affirm operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company’s platform includes buy-now-pay-later payment solution for consumers, merchant commerce solutions and a consumer-focused app.

Website

Angel Oak

Location: Atlanta, Georgia, United States
Total investments: Up to US$250 million SMA + US$40 million REIT
Date of investment: Since October 2020

Angel Oak is a financial services company that manages ~US17bn AUM across mortgage, structured credit and fixed income asset classes. They are also the largest lender and securitization issuer of non-qualifying residential mortgage loans (“non-QM”) in the US.

In October 2020, CPP Investments committed to invest up to US$250 million in net levered exposure into newly originated non-QM loans through a separately-managed account.

In June 2021, CPP Investments invested an additional US$40 million into the IPO of Angel Oak’s mortgage REIT (NYSE: AOMR) through a concurrent private placement with the IPO.

Our investment relationship with Angel Oak enables us to access the attractive and fast-growing non-QM mortgage asset class alongside a leading originator and asset manager.

Website

Antares

Location: Chicago, IL
Date of investment: 2015

Antares is a middle market lender which provides financing to sponsor backed LBOs across North America.

Website

Keytruda

Location: Worldwide
Total investments: $1.297 billion
Date of investment: May 10, 2019

Keytruda is an anti-PD-1 therapy developed and commercialized by Merck (known as MSD outside the U.S. and Canada) and used in the treatment of multiple cancer types. The drug is approved in 95 countries worldwide, including Canada, the United States, European Union member countries, and Japan.

Website

Odyssey Group – A Fairfax Company

Location: Stamford, Connecticut, United States
Total investments: $900 million in Total for CPP Investments and OMERS
Date of investment: December 2021

Odyssey Group, wholly owned by Fairfax Financial Holdings Limited, underwrites property & casualty insurance and reinsurance globally, and specialty insurance in selected markets worldwide.

Website

Morrisons

Location: UK (headquartered in Bradford)
Date of investment: April 2022

In 2022 CPP Investments participated in the financing of Morrisons, supporting CD&R in their take-private transaction. Morrisons is the fourth largest supermarket chain in the UK with c.10% market share and the UK’s largest food producer.

Website

Prodigy Finance

Location: Global (headquarters in London)
Total investments: Up to US$500 miliion
Date of investment: 2021

In 2021 CPP Investments committed to provide up to US$500 million in financing to Prodigy Finance, a provider of postgraduate student loans for international students attending top schools.

Website

Cypress Creek Renewables

Location: United States
Date of investment: 2022

Cypress Creek Renewables is a leading renewables developer and independent power producer. It develops, finances, owns, and operates utility-scale and distributed solar and energy storage projects across the United States. Since inception, Cypress Creek has developed 12GW of solar projects. Today it owns 2GW of solar and has a 23GW solar and storage pipeline.

Website

Kotak Infrastructure Investment Fund (KIIF)

Location: India
Date of investment: 2022

RAC invested in the first close of Kotak Infrastructure Investment Fund (KIIF). KIIF is a close-ended private debt fund of Kotak Investment Advisors Limited (KIAL). KIIF will provide senior and secured financing to operating infrastructure projects in India.

Website

LoanCore Capital

Location: United States
Date of investment: 2016

LoanCore Capital is a leading middle market commercial real estate lender and investor. LoanCore Capital manages LoanCore Capital Credit REIT (LCC), a floating rate bridge lending vehicle and LoanCore Capital Markets (LCM), a fixed rate securitization platform. Since inception, LoanCore Capital has funded in excess of USD$30B comprised of over 945 transactions.

Website

Straive

Location: India / Philippines
Total investments: US$500 million
Date of investment: November 2021

In late 2021, APAC Credit led and anchored the US$500 million unitranche loan to support EQT Private Capital Asia’s acquisition of Straive, a business process outsourcing company focusing on the education technology, data analytics and publishing verticals, with operations primarily in India and the Philippines.

Teams within Credit Investments

Our team is comprised of five investment groups: Capital Solutions, APAC Credit, European Credit, Public Credit, and Real Assets Credit.
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